As life expectancies and long term care costs rise, the challenge becomes how to pay for these services. Many people cannot afford the cost, wiping away their life savings in months. Fortunately, our Elder Law attorneys specialize in assisting seniors deal with the Medicaid process and the various steps and implications in planning for the elderly.
A common misconception is understanding the difference between Medicare and Medicaid. Medicare is health care for citizens over 65 (or disabled) and is available to anyone who has worked. However, Medicare is limited, it doesn’t pay for chronic illness; only for hospital stays. Medicare also doesn’t pay for long-term home care services or skilled nursing facilities.
The best way to plan for the shortcomings of Medicare is by correctly applying for Medicaid. The Medicaid application is an exhaustive process and must conform within the policies of New York. Our Elder Law attorneys have years of experience assisting clients in successfully applying for Medicaid. Additionally, we assist families with choosing the proper Managed Long Term Care provider (MLTC), and/or nursing homes. Medicaid recipients receive comprehensive health insurance, hospital care, doctors and long term care, such as, home care services or nursing home care.